{"id":537,"date":"2025-07-30T16:25:31","date_gmt":"2025-07-30T16:25:31","guid":{"rendered":"https:\/\/etnpro.com\/?page_id=537"},"modified":"2025-08-04T14:25:17","modified_gmt":"2025-08-04T14:25:17","slug":"history","status":"publish","type":"page","link":"https:\/\/etnpro.com\/?page_id=537","title":{"rendered":"History"},"content":{"rendered":"\t\t
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\r\n\r\n What is a tontine?<\/span>\r\n \r\n

A tontine is a system of organization among trusted people \u2014 friends, colleagues, family, or members of the same community \u2014 that allows collective planning of financial projects through mutual commitment. It is based on solidarity, trust, and organization among members, without involvement from any external institution.
\nThis mutual aid model, practiced in many parts of the world (Africa, Asia, Latin America\u2026), exists in various formats.<\/p>\r\n \r\n <\/div>\r\n\r\n \r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\r\n\r\n Rotary tontine<\/span>\r\n \r\n

In this format, members contribute at regular intervals. At each cycle, one member receives the collective fund, according to an order defined or drawn by the members themselves.
\nThis mechanism allows everyone to benefit, in turn, from a substantial amount to carry out a personal or family project.<\/p>\r\n \r\n <\/div>\r\n\r\n \r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\r\n\r\n Accumulation tontine<\/span>\r\n \r\n

Here, members\u2019 contributions are pooled collectively. Once the accumulated amount is sufficient, the members decide together how to use the funds, often in the form of an advance or loan between members, with conditions agreed upon in advance.
\nDecisions are made collectively, and no transfers are made by a third party: everything relies on internal and mutual management among the participants.<\/p>\r\n \r\n <\/div>\r\n\r\n \r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\r\n\r\n ETNPro: a collaborative digital tool<\/span>\r\n \r\n

The ETNPro platform never intervenes in the management of funds or the financial flows between members.\nIt is limited to connecting trusted individuals and providing a secure framework for organization, planning, and communication.<\/p>\r\n \r\n <\/div>\r\n\r\n \r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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ETNPro. The power of community in your hands. Download the app and create or join a trusted group. Simple, straightforward, with no hidden fees and no financial intermediaries.<\/p>\r\n \r\n <\/div>\r\n\r\n \r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Quick link <\/h2>\r\n

Home<\/a>
\nHistory<\/a>
\nHow it works<\/a>
\nBecome a reseller<\/a>
\nCGU<\/a><\/p>\r\n \r\n <\/div>\r\n\r\n \r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Contact Info<\/h2>\r\n \r\n <\/div>\r\n\r\n \r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Mail : contact@etnprto.ma<\/a>
\nPhone : +1 (252) 203-0303\n<\/a>
\nAdress: NM 87120 US\n<\/a>\n\n<\/p>\r\n \r\n <\/div>\r\n\r\n \r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Copyright \u00a9 2025 etnpro All Rights Reserved. V: 1.6.3<\/p>\r\n \r\n <\/div>\r\n\r\n \r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Privacy Policy<\/a><\/p>\r\n \r\n <\/div>\r\n\r\n \r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

What is a tontine? A tontine is a system of organization among trusted people \u2014 friends, colleagues, family, or members of the same community \u2014 that allows collective planning of financial projects through mutual commitment. It is based on solidarity, trust, and organization among members, without involvement from any external institution. This mutual aid model, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-537","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/pages\/537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/etnpro.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=537"}],"version-history":[{"count":11,"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/pages\/537\/revisions"}],"predecessor-version":[{"id":1026,"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/pages\/537\/revisions\/1026"}],"wp:attachment":[{"href":"https:\/\/etnpro.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}