{"id":562,"date":"2025-07-30T16:37:48","date_gmt":"2025-07-30T16:37:48","guid":{"rendered":"https:\/\/etnpro.com\/?page_id=562"},"modified":"2025-08-04T14:25:59","modified_gmt":"2025-08-04T14:25:59","slug":"cgu","status":"publish","type":"page","link":"https:\/\/etnpro.com\/?page_id=562","title":{"rendered":"Terms of Use"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"562\" class=\"elementor elementor-562\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70b5e1e e-flex e-con-boxed e-con e-parent\" data-id=\"70b5e1e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c438ed elementor-widget elementor-widget-tp-heading\" data-id=\"7c438ed\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">1. Introduction and Acceptance<\/span>\r\n                \r\n                                    <p class=\"desc\">By accessing or using the ETNPro platform (hereinafter \u201cthe Platform\u201d), you acknowledge that you have read, understood, and accepted these Terms of Use. Any subsequent use constitutes ongoing acceptance. We may update these Terms at any time; displaying the update date binds the user upon their next login.\n\n\n\n\n\n\n\n\n\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae88ad4 elementor-widget elementor-widget-tp-heading\" data-id=\"ae88ad4\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">2. Description of Services<\/span>\r\n                \r\n                                    <p class=\"desc\">ETNPro offers an online software service (SaaS) that enables private groups made up of trusted individuals (friends, family, colleagues) to organize their collective contributions (funds, schedules, planning, reminders, tracking).<br>\nETNPro never intervenes in financial transactions nor manages users\u2019 funds. We only provide a framework for organization, tracking, and communication.\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3af91fd elementor-widget elementor-widget-tp-heading\" data-id=\"3af91fd\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">3. Registration and Access Conditions<\/span>\r\n                \r\n                                    <p class=\"desc\"><ul> <li>Access is reserved for adult users (18 years or older).<\/li> <li>When registering, you certify that your information is accurate and up to date.<\/li> <li>Each user is responsible for the security of their credentials. Any use of your account commits you.<\/li> <\/ul><\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e97a62f elementor-widget elementor-widget-tp-heading\" data-id=\"e97a62f\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">4. Prohibited Behaviors<\/span>\r\n                \r\n                                    <p class=\"desc\">You agree not to use the Platform for unlawful or unethical purposes. The following are prohibited:\n\n<ul>\n  <li>Identity theft, harassment, hate speech<\/li>\n  <li>Spam, manipulation, or fraud<\/li>\n  <li>Any attempt to interfere with third-party funds or financial activities outside the group<\/li>\n<\/ul>\nIn case of violation, ETNPro reserves the right to suspend or terminate access at any time.\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fda63b elementor-widget elementor-widget-tp-heading\" data-id=\"0fda63b\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">5. Intellectual Property Rights<\/span>\r\n                \r\n                                    <p class=\"desc\">All structure, interface, logos, graphics, code, documentation, and software tools of the Platform remain the exclusive property of ETNPro. Any reproduction, modification, or distribution without authorization is prohibited.\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-603bd70 elementor-widget elementor-widget-tp-heading\" data-id=\"603bd70\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">6. Payment and Business Model<\/span>\r\n                \r\n                                    <p class=\"desc\">Users may subscribe to paid plans to access Platform features (circle management, tracking, notifications, etc.).<br>\nThese payments are billed by ETNPro as a SaaS service.\nNo amounts are collected or redistributed by ETNPro to other users.<br>\n\nPayment terms, pricing, and refund conditions are clearly stated on the receipts\/invoices provided after each payment.\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-226c3c9 elementor-widget elementor-widget-tp-heading\" data-id=\"226c3c9\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">7. Liability<\/span>\r\n                \r\n                                    <p class=\"desc\">ETNPro cannot be held liable for any indirect damage, data loss, business interruption, or harm related to the use of the service. Users are solely responsible for complying with the rules agreed upon within their group.<br>\nData, schedules, communications, and actions are entirely your individual or collective responsibility. This limitation of liability aligns with standard SaaS practices.\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16053aa elementor-widget elementor-widget-tp-heading\" data-id=\"16053aa\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">8. Privacy &amp; Data Processing<\/span>\r\n                \r\n                                    <p class=\"desc\">Our Privacy Policy (link available in the footer) explains how we collect, use, and protect your personal data, in compliance with applicable regulations (GDPR, LPD, etc.).<br>\nBy using the Platform, you consent to your data being processed to provide and improve the Platform\u2019s services.\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2452b42 elementor-widget elementor-widget-tp-heading\" data-id=\"2452b42\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">9. Suspension or Termination<\/span>\r\n                \r\n                                    <p class=\"desc\">ETNPro reserves the right to suspend or delete a user account in case of:\n\n<ul>\n  <li>serious or repeated violations of the Terms of Use<\/li>\n  <li>non-payment or fraud<\/li>\n  <li>legal or judicial request<\/li>\n<\/ul>\n\nIn the event of termination, your data may be deleted after a specified period, unless otherwise required by law.\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb77b39 elementor-widget elementor-widget-tp-heading\" data-id=\"fb77b39\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">10. Governing Law and Dispute Resolution<\/span>\r\n                \r\n                                    <p class=\"desc\">These Terms of Use are governed by the laws of the country where ETNPro is incorporated.<br>\nAny dispute shall be subject to the jurisdiction of the competent courts of that country. A mediation or arbitration clause may apply according to local legislation.\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-91c0408 e-flex e-con-boxed e-con e-parent\" data-id=\"91c0408\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a59b1db e-con-full e-flex e-con e-child\" data-id=\"a59b1db\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1911405 elementor-widget elementor-widget-image\" data-id=\"1911405\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"182\" height=\"56\" src=\"https:\/\/etnpro.com\/wp-content\/uploads\/2025\/08\/Tontine.svg\" class=\"attachment-large size-large wp-image-766\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dd7914 elementor-widget elementor-widget-tp-heading\" data-id=\"1dd7914\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                \r\n                \r\n                                    <p class=\"desc\">ETNPro. The power of community in your hands. Download the app and create or join a trusted group. Simple, straightforward, with no hidden fees and no financial intermediaries.<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eed8abd e-con-full e-flex e-con e-child\" data-id=\"eed8abd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac9a76b elementor-widget elementor-widget-tp-heading\" data-id=\"ac9a76b\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                \r\n                <h2 class=\"title\"><h5>Quick link <\/h2>\r\n                                    <p class=\"desc\"><a href=\"https:\/\/etnpro.com\/\">Home<\/a><br>\n<a href=\"https:\/\/etnpro.com\/?page_id=537\">History<\/a><br>\n<a href=\"https:\/\/etnpro.com\/?page_id=545\">How it works<\/a><br>\n<a href=\"https:\/\/etnpro.com\/?page_id=554\">Become a reseller<\/a><br>\n<a href=\"https:\/\/etnpro.com\/?page_id=562\">CGU<\/a><\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae0b67d e-con-full e-flex e-con e-child\" data-id=\"ae0b67d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd0293f elementor-widget elementor-widget-tp-heading\" data-id=\"fd0293f\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                \r\n                <h2 class=\"title\"><h5>Contact Info<\/h2>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-009930a elementor-widget elementor-widget-tp-heading\" data-id=\"009930a\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                \r\n                \r\n                                    <p class=\"desc\"><a href=\"mailto:contact@etnprto.ma\">Mail : contact@etnprto.ma<\/a><br>\n<a href=\"tel:+1 (252) 203-0303\">Phone : +1 (252) 203-0303\n<\/a><br>\n<a href=\"tel:+1 (252) 203-0303\">Adress: NM 87120 US\n<\/a>\n\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-91044f0 e-flex e-con-boxed e-con e-parent\" data-id=\"91044f0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e04724a e-con-full e-flex e-con e-child\" data-id=\"e04724a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8935f7f elementor-widget elementor-widget-tp-heading\" data-id=\"8935f7f\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                \r\n                \r\n                                    <p class=\"desc\"><p>Copyright \u00a9 2025 etnpro All Rights Reserved. V: 1.6.3<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-998a6de e-con-full e-flex e-con e-child\" data-id=\"998a6de\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ea36b1 elementor-widget elementor-widget-tp-heading\" data-id=\"9ea36b1\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                \r\n                \r\n                                    <p class=\"desc\"><a href=\"https:\/\/etnpro.com\/?page_id=1000\">Privacy Policy<\/a><\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>1. Introduction and Acceptance By accessing or using the ETNPro platform (hereinafter \u201cthe Platform\u201d), you acknowledge that you have read, understood, and accepted these Terms of Use. Any subsequent use constitutes ongoing acceptance. We may update these Terms at any time; displaying the update date binds the user upon their next login. 2. Description of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-562","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/pages\/562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/etnpro.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=562"}],"version-history":[{"count":17,"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/pages\/562\/revisions"}],"predecessor-version":[{"id":1035,"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/pages\/562\/revisions\/1035"}],"wp:attachment":[{"href":"https:\/\/etnpro.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}