{"id":610,"date":"2025-07-30T17:08:29","date_gmt":"2025-07-30T17:08:29","guid":{"rendered":"https:\/\/etnpro.com\/?page_id=610"},"modified":"2025-08-04T14:29:06","modified_gmt":"2025-08-04T14:29:06","slug":"cgu-2","status":"publish","type":"page","link":"https:\/\/etnpro.com\/?page_id=610&lang=fr","title":{"rendered":"CGU"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"610\" class=\"elementor elementor-610\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e06a5b e-flex e-con-boxed e-con e-parent\" data-id=\"4e06a5b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3ae32e elementor-widget elementor-widget-tp-heading\" data-id=\"a3ae32e\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">1. Introduction et acceptation<\/span>\r\n                \r\n                                    <p class=\"desc\">En acc\u00e9dant ou utilisant la plateforme ETNPro (ci-apr\u00e8s \u00ab la Plateforme \u00bb), vous reconnaissez avoir lu, compris et accept\u00e9 les pr\u00e9sentes CGU. Toute utilisation ult\u00e9rieure constitue une acceptation continue. Nous pouvons mettre \u00e0 jour ces CGU \u00e0 tout moment ; l\u2019affichage de la date de mise \u00e0 jour engage l\u2019utilisateur lors de la prochaine connexion <\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ae4c5c elementor-widget elementor-widget-tp-heading\" data-id=\"0ae4c5c\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">2. Description des services<\/span>\r\n                \r\n                                    <p class=\"desc\">ETNPro propose un service logiciel en ligne (SaaS) permettant \u00e0 des groupes priv\u00e9s constitu\u00e9s entre personnes de confiance (amis, famille, coll\u00e8gues) d\u2019organiser leurs contributions collectives (cagnotte, \u00e9ch\u00e9ancier, planning, rappels, suivi).<br>\nETNPro n\u2019intervient jamais dans les transactions financi\u00e8res ni n\u2019administre les fonds des utilisateurs. Nous fournissons uniquement un cadre d\u2019organisation, de suivi et de communication.\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f6b312 elementor-widget elementor-widget-tp-heading\" data-id=\"3f6b312\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">3. Conditions d\u2019inscription et acc\u00e8s<\/span>\r\n                \r\n                                    <p class=\"desc\"><ul>\n  <li>L\u2019acc\u00e8s est r\u00e9serv\u00e9 aux utilisateurs majeurs (18 ans ou plus).<\/li>\n  <li>Lors de l\u2019inscription, vous certifiez que vos informations sont exactes et mises \u00e0 jour.\n<\/li>\n  <li>Chaque utilisateur est responsable de la s\u00e9curit\u00e9 de ses identifiants. Toute utilisation de votre compte vous engage.<\/li>\n<\/ul>\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b49347 elementor-widget elementor-widget-tp-heading\" data-id=\"0b49347\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">4. Comportements interdits<\/span>\r\n                \r\n                                    <p class=\"desc\">Vous vous engagez \u00e0 ne pas utiliser la Plateforme \u00e0 des fins illicites ou contraires \u00e0 l\u2019\u00e9thique. Sont interdits :\n<ul>\n  <li>Usurpation d\u2019identit\u00e9, harc\u00e8lement, discours haineux<\/li>\n  <li>Spam, manipulation ou fraude<\/li>\n  <li>Toute tentative d\u2019intervention dans les fonds de tiers ou dans des activit\u00e9s financi\u00e8res externes au groupe<\/li>\n\n<\/ul>\nEn cas de violation, ETNPro se r\u00e9serve le droit de suspendre ou r\u00e9silier l\u2019acc\u00e8s \u00e0 tout moment\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea4ea1b elementor-widget elementor-widget-tp-heading\" data-id=\"ea4ea1b\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">5. Droits de propri\u00e9t\u00e9 intellectuelle<\/span>\r\n                \r\n                                    <p class=\"desc\">Toute la structure, interface, logo, graphisme, code, documentations, outils informatiques de la Plateforme restent la propri\u00e9t\u00e9 exclusive d\u2019ETNPro. Toute reproduction, modification ou diffusion sans autorisation est interdite .<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14b38be elementor-widget elementor-widget-tp-heading\" data-id=\"14b38be\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">6. Paiement et mod\u00e8le \u00e9conomique<\/span>\r\n                \r\n                                    <p class=\"desc\">Les utilisateurs peuvent souscrire \u00e0 des formules payantes pour acc\u00e9der aux fonctionnalit\u00e9s de la Plateforme (gestion de cercle, suivi, notifications, etc.).<br>\nCes paiements sont factur\u00e9s par ETNPro en tant que service SaaS.\nAucun montant n\u2019est pr\u00e9lev\u00e9 ou redistribu\u00e9 par ETNPro \u00e0 d\u2019autres utilisateurs.<br>\n\nLes modalit\u00e9s de paiement, les tarifs et les conditions de remboursement sont clairement affich\u00e9s sur les re\u00e7us\/factures qui sont fourni apr\u00e8s chaque paiement.\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66613f3 elementor-widget elementor-widget-tp-heading\" data-id=\"66613f3\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">7. Responsabilit\u00e9<\/span>\r\n                \r\n                                    <p class=\"desc\">ETNPro ne peut \u00eatre tenu responsable d\u2019un quelconque dommage indirect, perte de donn\u00e9es, arr\u00eat d\u2019activit\u00e9 ou pr\u00e9judice li\u00e9 \u00e0 l\u2019utilisation du service. Les utilisateurs sont seuls responsables du respect des r\u00e8gles convenues au sein de leur groupe.<br>\nLes donn\u00e9es, calendrier, communications et actions sont sous votre enti\u00e8re responsabilit\u00e9 individuelle ou collective. Limitation de responsabilit\u00e9 conforme aux standards SaaS .\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-427d046 elementor-widget elementor-widget-tp-heading\" data-id=\"427d046\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">8. Confidentialit\u00e9 &amp; traitement des donn\u00e9es<\/span>\r\n                \r\n                                    <p class=\"desc\">Notre Politique de confidentialit\u00e9 (lien visible dans le footer) d\u00e9crit comment nous collectons, utilisons et prot\u00e9geons vos donn\u00e9es personnelles, conform\u00e9ment aux r\u00e9glementations en vigueur (RGPD, LPD, etc.).<br>\nVous consentez \u00e0 ce que les donn\u00e9es soient trait\u00e9es pour fournir et am\u00e9liorer les services de la Plateforme.\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f394b9a elementor-widget elementor-widget-tp-heading\" data-id=\"f394b9a\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">9. Suspension ou r\u00e9siliation<\/span>\r\n                \r\n                                    <p class=\"desc\">ETNPro se r\u00e9serve le droit de suspendre ou supprimer un compte utilisateur en cas de :\n\n<ul>\n  <li>violation grave ou r\u00e9p\u00e9t\u00e9e des CGU<\/li>\n  <li>non-paiement ou fraude<\/li>\n  <li>demande l\u00e9gale ou judiciaire<\/li>\n\n<\/ul>\nEn cas de r\u00e9siliation, vos donn\u00e9es pourront \u00eatre supprim\u00e9es apr\u00e8s un d\u00e9lai fix\u00e9, sauf obligation l\u00e9gale contraire .\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f611aa8 elementor-widget elementor-widget-tp-heading\" data-id=\"f611aa8\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                <span class=\"sub-title tg-text-gradient\">10. Loi applicable et r\u00e9solution des litiges<\/span>\r\n                \r\n                                    <p class=\"desc\">Ces CGU sont r\u00e9gies par la l\u00e9gislation du pays o\u00f9 ETNPro est compos\u00e9e.<br>\nTout diff\u00e9rend sera soumis \u00e0 la juridiction comp\u00e9tente de ce pays. Une clause de m\u00e9diation ou arbitrage peut \u00eatre pr\u00e9vue selon la l\u00e9gislation locale.\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74c3c94 e-flex e-con-boxed e-con e-parent\" data-id=\"74c3c94\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-997f2d2 e-con-full e-flex e-con e-child\" data-id=\"997f2d2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dbdd386 elementor-widget elementor-widget-image\" data-id=\"dbdd386\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"182\" height=\"56\" src=\"https:\/\/etnpro.com\/wp-content\/uploads\/2025\/08\/Tontine.svg\" class=\"attachment-large size-large wp-image-766\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e1a2e7 elementor-widget elementor-widget-tp-heading\" data-id=\"7e1a2e7\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                \r\n                \r\n                                    <p class=\"desc\">ETNPro. Le pouvoir de la communaut\u00e9 entre vos mains.\nT\u00e9l\u00e9chargez l\u2019application et cr\u00e9ez ou rejoignez un groupe de confiance.\nSimple, direct, sans frais cach\u00e9s ni interm\u00e9diaire financier.<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50100be e-con-full e-flex e-con e-child\" data-id=\"50100be\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0580c65 elementor-widget elementor-widget-tp-heading\" data-id=\"0580c65\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                \r\n                <h2 class=\"title\"><h5>Lien rapide<\/h2>\r\n                                    <p class=\"desc\"><a href=\"https:\/\/etnpro.com\/?page_id=579&amp;lang=fr\">Acceuil<\/a><br>\n<a href=\"https:\/\/etnpro.com\/?page_id=617&amp;lang=fr\">Historique<\/a><br>\n<a href=\"https:\/\/etnpro.com\/?page_id=623&amp;lang=fr\">Comment \u00e7a fonctionne<\/a><br>\n<a href=\"https:\/\/etnpro.com\/?page_id=603&amp;lang=fr\">Devenez revendeur<\/a><br>\n<a href=\"https:\/\/etnpro.com\/?page_id=610&amp;lang=fr\">CGU<\/a><\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d45dd90 e-con-full e-flex e-con e-child\" data-id=\"d45dd90\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3363a5c elementor-widget elementor-widget-tp-heading\" data-id=\"3363a5c\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                \r\n                <h2 class=\"title\"><h5>Coordonn\u00e9es <\/h2>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8d0c29 elementor-widget elementor-widget-tp-heading\" data-id=\"a8d0c29\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                \r\n                \r\n                                    <p class=\"desc\"><a href=\"mailto:contact@etnprto.ma\">E-mail: contact@etnprto.ma<\/a><br>\n<a href=\"tel:+1 (252) 203-0303\">T\u00e9l\u00e9phone: +1 (252) 203-0303\n<\/a><br>\n<a href=\"tel:+1 (252) 203-0303\">Adresse: NM 87120 US\n<\/a>\n\n<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5cd81c e-flex e-con-boxed e-con e-parent\" data-id=\"a5cd81c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0fb55a1 e-con-full e-flex e-con e-child\" data-id=\"0fb55a1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4162bdd elementor-widget elementor-widget-tp-heading\" data-id=\"4162bdd\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                \r\n                \r\n                                    <p class=\"desc\"><p>Copyright \u00a9 2025 etnpro. Tous droits r\u00e9serv\u00e9s. Version&nbsp;: 1.6.3<\/p><\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bd95d9e e-con-full e-flex e-con e-child\" data-id=\"bd95d9e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed02922 elementor-widget elementor-widget-tp-heading\" data-id=\"ed02922\" data-element_type=\"widget\" data-widget_type=\"tp-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\r\n            <div class=\"section__title\">\r\n\r\n                \r\n                \r\n                                    <p class=\"desc\"><a href=\"https:\/\/etnpro.com\/?page_id=986&amp;lang=fr\">Politique de Confidentialit\u00e9\n<\/a><\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>1. Introduction et acceptation En acc\u00e9dant ou utilisant la plateforme ETNPro (ci-apr\u00e8s \u00ab la Plateforme \u00bb), vous reconnaissez avoir lu, compris et accept\u00e9 les pr\u00e9sentes CGU. Toute utilisation ult\u00e9rieure constitue une acceptation continue. Nous pouvons mettre \u00e0 jour ces CGU \u00e0 tout moment ; l\u2019affichage de la date de mise \u00e0 jour engage l\u2019utilisateur lors [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-610","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/pages\/610","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/etnpro.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=610"}],"version-history":[{"count":11,"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/pages\/610\/revisions"}],"predecessor-version":[{"id":1053,"href":"https:\/\/etnpro.com\/index.php?rest_route=\/wp\/v2\/pages\/610\/revisions\/1053"}],"wp:attachment":[{"href":"https:\/\/etnpro.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}